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Consent for Sharing and Use of Information

Please read this information carefully and print a copy and/or retain this information electronically for future reference. The terms “you” and “your” refer to a consumer who applies for a RoadLoans auto loan (“Application”) made by Santander Consumer USA Inc. (“we,” “us,” and “our”). This Consent for Sharing and Use of Information supplements our Privacy Policy.

By completing all required fields in the Application, selecting “I read and agree to the Consent for Sharing and Use of Information,” and clicking the “Submit Application” button on our website Application page, you agree that:

  1. We may, after approving your Application, disclose the following nonpublic personal information about you to nonaffiliated automobile dealers and nonaffiliated financial institutions or third parties participating in our RoadLoans program:
    • Identification and contact information about you that we received from your Application or related credit forms, such as your name, mailing address, email address and telephone number; Information about the vehicle(s) you may want to purchase that we received from your Application or related credit forms; Information about your transactions, experiences and dealings with us, such as the amount, terms, conditions and status of the loan we have approved based on your Application or related credit forms.
  2. We may, if we are unable to approve your Application or make a RoadLoans auto loan, disclose the following nonpublic personal information about you to nonaffiliated financial institutions, creditors or third parties that may be able to arrange or provide you with a dealer financing or an automobile loan that we cannot or will not provide:
    • Information about you that we received from your Application or related credit forms, such as your name, mailing address, email address, social security number, driver’s license number, telephone number, income, assets and liabilities.

You understand and agree that we are not responsible for any services that might be provided by nonaffiliated automobile dealers, financial institutions, creditors or third parties.

You agree the nonaffiliated automobile dealers, financial institutions, creditors or third parties that receive the nonpublic personal information described above may use that information to contact you for their own business purposes and may obtain such additional information about you as they may require, including consumer reports, to complete processing of your credit application.

You understand that your information sharing consent will remain in effect until you revoke or modify it. You may revoke your information sharing consent at any time.

We will maintain a true and correct copy of this Consent for Information Sharing. You are entitled to a copy of this Consent for Information Sharing upon request. You may want to keep a copy of this Consent for Information Sharing for your own records.

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© 2020 Santander Consumer USA Inc. All Rights Reserved. NMLS Consumer Access ID 4239.

Vehicle marketing, inventory, sales and the car-buying transaction are performed, hosted, managed and/or coordinated by Vroom. Santander Consumer USA Inc., its subsidiaries or affiliates are not responsible for the transaction, the outcome of the transaction or any information provided therein, provided that if Santander Consumer is chosen as the lender to finance the vehicle purchase, the financing will be performed by Santander Consumer.

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