Auto Finance

What you will need to know about financing a vehicle purchase

Couple saving in piggy bank
June 26, 2020

How to set up a monthly budget to finance a new vehicle

Know how much vehicle you can afford. Learning how to set up a monthly budget is the key to buying a new vehicle while ensuring you don’t overextend your finances, according to experts including Consumer Reports and Edmunds.com. Even using…

Interest rate calculator: How your credit score affects car financing
June 19, 2020

Interest rate calculator: How your credit score affects car financing

Thousands of dollars. That could be the difference between lower and higher credit scores when financing a vehicle, based on an interest-rate calculator at nerdwallet.com and data reported by Experian. Here’s what we mean: The average nonprime borrower, with a…

Young woman using auto-finance calculator
June 12, 2020

How to use an auto finance calculator: A step-by-step guide

It’s useful to know how to use an auto finance calculator when you plan to buy a car. Fortunately auto finance calculators are not that difficult to figure out. For example, the Affordability Calculator at Santander Consumer USA (SC) requires…

Tax refund car purchase
March 24, 2020

Tax deadline, car shopping delayed by Coronavirus?

Tax refunds are arriving. And that means many Americans may be looking for a new or used vehicle on which to spend the money they get back from Uncle Sam. Of course, due to the Coronavirus outbreak, the tax deadline…

How to shop smarter, smooth out financing for your next car
February 21, 2020

How to shop smarter, smooth out financing for your next car

Shopping for the right vehicle isn’t always easy. Neither is knowing how to shop smarter and smooth out financing for your purchase. But you don’t have to go it alone this (or the next) time around because of the free…