Auto Finance

What you will need to know about financing a vehicle purchase

What you need to know about credit when financing a vehicle
April 16, 2021

What you need to know about credit when financing a vehicle

It should be no surprise. What you need to know about credit when financing a vehicle is that lenders generally provide more financing to borrowers with higher credit scores. Almost half the money loaned goes to so-called super-prime borrowers –…

How to use an auto finance calculator: A step-by-step guide
April 2, 2021

How to use an auto finance calculator: A step-by-step guide

It’s useful to know how to use an auto finance calculator when you plan to buy a car. Fortunately auto finance calculators are not that difficult to figure out. For example, the Affordability Calculator at Santander Consumer USA (SC) requires…

How to reduce stress
December 1, 2020

How to reduce stress about making your vehicle payments on time

Financing a vehicle is a big commitment. In most cases, it’s one of the largest financial obligations people have, second only to a home mortgage or, perhaps, student loans. Santander Consumer USA (SC) wants to make it as easy as…

How and where to find end-of-year new and used car deals
November 6, 2020

How and where to find end-of-year new and used car deals

The end of the year is the best time to get a deal on a vehicle. That’s the common wisdom, anyway. COVID-19 and its ripple effects have changed the calculation this year for many shoppers, but one thing that hasn’t…

Vehicle financing with Otto and Santander Consumer USA
August 24, 2020

Vehicle financing with Otto and Santander Consumer USA

Otto is like most people. When he buys a vehicle, he finances the purchase through an auto lender. In his case, Otto obtains financing for his vehicle from Santander Consumer USA (SC). And so begins a relationship that will last…