Financial Wellness

What is equity on a car?
April 2, 2025

What is equity on a car?

In this article: Defining car equity The benefits of positive equity The difference between positive and negative equity When it comes to words associated with car ownership, equity is one of the top terms it’s good to be familiar with….

How much should a car down payment be?
March 17, 2025

How much should a car down payment be?

In this article: Recommended 20% for new and 10% for used cars Using a trade-in for a down payment Even smaller down payments still offer advantages When shopping for a new vehicle, in addition to price, year, model, mileage and…

Person sitting in front of a laptop computer writing with a pen and paper.
March 10, 2025

Five lessons for Financial Literacy Month

In this article: Five helpful tips for Financial Literacy Month The importance of checking your credit report How simple interest works April is National Financial Literacy Month. What better time to take a moment to step back and look at…

4 tips to better manage your bills
January 16, 2025

4 tips to better manage your bills

There are some clear reasons why it makes sense to pay bills on time. Depending on the situation, keeping up with payments can help to avoid potential late fees, added interest charges, a knock to your credit score, the loss…

Illustration of a hand holding a mobile device with a Santander budget calculator site displaying.
November 22, 2024

Use auto finance calculators to estimate your car loan

Car budget calculators. These tools can be a helpful asset for digging into one’s finances and supporting financial health. Especially when used before you purchase your next vehicle. The car budget calculators, or auto finance calculators, in the Learning Center at…

Illustration of the front end of a car with a signed piece of paper with pen behind it.
September 5, 2024

What’s the minimum credit score to get a car loan?

You’ve probably heard that next to buying a home, getting a new or pre-owned vehicle is one of the largest purchases one can make. You may also be aware that factors to get financing in both homes and cars rely…