Financial Wellness

What is a simple interest contract in auto financing?
July 25, 2024

What is a simple interest contract in auto financing?

Just because auto financing involves simple interest contracts doesn’t mean everyone understands them. Asking the question “What is a simple interest contract?” is not unusual. To help you understand how simple interest contracts work, we’ve produced a short video that…

Why paying on time is important
June 7, 2024

Why paying on time is important

Paying your bills on time can be a balancing act but making timely payments is important for a variety of reasons. When you sign a financing contract, you enjoy the benefits of having money to spend or, in the case…

What is credit repair and how does it work?
May 20, 2024

What is credit repair and how does it work?

“Get an 800+ credit score overnight! Negative information deleted! Unlock your credit to live out your dreams with our credit repair package!” It is common in today’s world to see advertisements like the above while scrolling through our phones, driving…

Illustration of coins stacked in front of tachometer with needle in the orange area ot the left
May 7, 2024

What is credit repair and how does it work?

“Get an 800+ credit score overnight! Negative information deleted! Unlock your credit to live out your dreams with our credit repair package!” It is common in today’s world to see advertisements like the above while scrolling through our phones, driving…

8 more key terms to know when buying or leasing a car
April 18, 2024

8 more key terms to know when buying or leasing a car

Music has its own language. As does the medical field, technology, types of sports, even food. And the car buying world is no different. You may be familiar with the auto financing terms Annual Percentage Rate (APR), down payment and…

Illustration of two people with thought bubbles saying loan-to-value ratio and credit report
April 12, 2024

8 more key terms to know when buying or leasing a car

Music has its own language. As does the medical field, technology, types of sports, even food. And the car buying world is no different. You may be familiar with the auto financing terms Annual Percentage Rate (APR), down payment and…