James Mayfield

James Mayfield is the Director of Content at Santander Consumer USA and has been creating content on financial topics for more than 10 years. In addition to writing for the Santander, RoadLoans and Chrysler Capital blog sites, his work has appeared in publications such as American Way, Esquire, Success, Non-Prime Times, Paste and Celebrated Living.

James Mayfield

Recent posts by this author

What is equity on a car?
April 2, 2025

What is equity on a car?

In this article: Defining car equity The benefits of positive equity The difference between positive and negative equity When it comes to words associated with car ownership, equity is one of the top terms it’s good to be familiar with….

How much should a car down payment be?
March 17, 2025

How much should a car down payment be?

In this article: Recommended 20% for new and 10% for used cars Using a trade-in for a down payment Even smaller down payments still offer advantages When shopping for a new vehicle, in addition to price, year, model, mileage and…

Illustration of a hand holding a mobile device with a Santander budget calculator site displaying.
November 22, 2024

Use auto finance calculators to estimate your car loan

Car budget calculators. These tools can be a helpful asset for digging into one’s finances and supporting financial health. Especially when used before you purchase your next vehicle. The car budget calculators, or auto finance calculators, in the Learning Center at…

Illustration of the front end of a car with a signed piece of paper with pen behind it.
September 5, 2024

What’s the minimum credit score to get a car loan?

You’ve probably heard that next to buying a home, getting a new or pre-owned vehicle is one of the largest purchases one can make. You may also be aware that factors to get financing in both homes and cars rely…

Illustration of two football fans tailgating out of the back of a truck.
August 5, 2024

10 Ultimate Tailgating Tips for a Successful Football Season

When it comes to American traditions, it doesn’t get much better than game day. Some of the best parts about the fall season and its arrival are cooler weather, the leaves changing colors and the return of football. Whether you…